We are always being asked about the best way to protect a tokyobike and its always the same answer – a good lock and insurance, in case the worst happens.

Picking the right lock is easy but insurance companies haven’t always had the best reputation – a result of endless small print and an uncanny ability to wriggle out of a claim.

Kinsu is promising to change all that and looks to be a breath of fresh air. A super simple, app based, sign up process and a promise to ‘pay when its grey’ ie they’ll give you the benefit of the doubt when it comes to settling a claim.

You can find out more about Kinsu here